Government KYC

Verify identities without asking for documents

Check the name, date of birth and ID number your customers type against official records, country by country through one API.

Test it on your own data

Combine it with other Monnai products in one API call

Proof before you signTest Government KYC on your own data.

  1. 1Send past applications
  2. 2We run every check, detail by detail
  3. 3Your report in 5 business days
How the test works

How Government KYC works

What your customer types, how Monnai cleans it, the records it is checked against, and the answer for each detail.

Illustrative

They type

  • NameMa. José García L.
  • Date of birth14/03/1991
  • ID number•••• 4821
  • AddressAv. Paulista 1000, SP

We clean

  • NameMaría José García López
  • AddressAvenida Paulista, 1000, São Paulo

We check

  • National IDName, birth date, ID agree
  • Address recordsPartial

You get

  • NameMatch
  • Birth dateMatch
  • ID numberMatch
  • AddressPartial match

Verified, one partial (address)

They type

  • NameMa. José García L.
  • Date of birth22/07/1988
  • ID number•••• 4821
  • AddressAv. Paulista 1000, SP

We clean

  • NameMaría José García López
  • AddressAvenida Paulista, 1000, São Paulo

We check

  • National IDName and ID agree, birth date doesn’t

You get

  • NameMatch
  • Birth dateNo match
  • ID numberMatch

Review: possible borrowed identity

A date of birth that doesn’t match flags a borrowed identity.

Get an answer for every detail

Each record confirms what it holds; the answer comes back detail by detail.

Data sourceWhat it confirms
National ID recordsName, date of birth, ID number
Other official recordsName, date of birth, where a second regulated source exists
Address recordsAddress, part by part, where the country has them (see the coverage page)

Verify without asking for documents

Where most identity verification asks for a photo of an ID and a selfie, Government KYC checks what customers already typed.

  • Nothing to upload.We check the details your customer already typed.
  • Country by country, one API.10 countries on four continents today: see the coverage page.
  • Detail by detail.Name, date of birth, ID number and address each come back as match, partial or no match.
  • Official and regulated identity records.
  • Catches borrowed identities.A date of birth that doesn’t match flags someone using another person’s details.

Compare it with a typical document check

Where a typical document check stops, and what Government KYC adds.

Typical document checkMonnai Government KYC
Customer effortPhoto of ID and a selfieNothing extra: the details they typed
CoverageOften one provider per countryOne API, country by country
AnswerPass or failMatch, partial or no match, for each detail

Use it for

The decisions Government KYC helps with most.

Combine it with

Government KYC works on its own, and with these through the same API call.

See how Monnai works

Get answers about Government KYC

What is government ID verification without documents?

Your customer types their name, date of birth and ID number. Monnai checks each detail against official and regulated identity records and returns match, partial or no match, with nothing to upload.

Which countries do you cover?

10 countries on four continents today, through one API. Ask us about your markets.

What does a partial match mean?

Part of a detail matches and part doesn’t: for example the street and city match but the number differs. Monnai shows it as partial, so you decide.

Which records does Government KYC check?

National ID records, for the name, date of birth and ID number; other official records, where a second regulated source exists; and address records, part by part, where the country has them.

Does my customer have to upload a document?

No. Your customer types their details and uploads nothing. Monnai checks each detail against official and regulated identity records, country by country, through one API.

Can we test Government KYC on our own data?

Yes, and we’d rather you did. Send past applications or transactions: we score them offline, with no integration on your side. Your full report comes back within 5 business days.

How is government ID verification different from a document check?

A typical document check asks for a photo of an ID and a selfie, and answers pass or fail. Government KYC checks the details your customer already typed against official records, and answers match, partial or no match for each detail.

How does Government KYC catch a borrowed identity?

Each detail is checked on its own. When the name and ID number agree with the official record but the date of birth doesn’t, Government KYC flags it for review: someone may be using another person’s details.

Proof before you sign. Test Government KYC on your own data.

A test on your own data in 5 business days, with results measured on production traffic.

Test it on your own dataTalk to an expert