North AmericaA remittance companyInsights on almost every customer.99%of customers with insightsRead the story
Payments & wallets
Payment fraud prevention for wallets and payment apps.
Welcome offers, cashback and referrals grow your user base. They also bring fake sign-ups, and hijacked phones that move money out.
88%of risky merchants stopped before they go liveA merchant platformPayment fraud statistics: where card fraud and scams stand.
Card fraud and scams, measured by the people who count them.
Card fraud
$33.8 billion
lost to payment card fraud worldwide in 2023
Across payment cards issued all over the world.
Source: The Nilson Report, December 2024
Scams
$15.9 billion
reported lost to fraud by US consumers in 2025
From 3 million fraud reports to the FTC.
Payment fraud and promo abuse, and how Monnai protects your campaigns.
Today
Fake sign-ups, farming your offers.
Today
Hijacked phones, emptied wallets.
Today
Know your customer, without losing them.
Customer results in payments.
What they needed, and what they measured.
North AmericaA remittance companyInsights on almost every customer.99%of customers with insightsRead the story
North AmericaA merchant platformGood merchants start selling sooner. Bad ones never get in.88%of risky merchants stopped before they go liveRead the story
North AmericaA consumer fintechProven on their own customers. Then they signed.85%of fraud stopped at sign-upRead the story
Europe and North AmericaA payments leader1 in 3 new customers didn’t match the mobile operator record.8 in 10phone numbers confirmed against mobile operator recordsRead the storyGet answers about payments
How can wallets stop payment fraud from hijacked phones?
Once a customer’s number has a new owner, security codes, and then the money, can follow. Before a transfer or a payout, Phone Intelligence flags an ownership change or an operator move on the number, so you hold the payment and verify again only when the risk is real.
How do wallets stop promo abuse from fake sign-ups?
One person can open dozens of accounts to claim every welcome bonus and cashback offer. Network Intelligence shows the links between accounts that look clean, such as one number or address behind many identities, or a burst of sign-ups, so offers go to real customers.
Can a wallet verify customers without documents and selfies?
Start with a phone number and an email. Mobile KYC confirms, silently, that the number is registered to your customer, and Government KYC checks typed details against official records where available. Document and selfie steps are kept for the doubtful few, so fewer sign-ups are lost.
Will Monnai work with our existing fraud checks?
Yes, it feeds them. A global remittance company added Monnai’s phone, email and digital footprint insights to every online transfer, for its own fraud checks to use, with insights on 99% of its customers. Your rules and models keep making the call.
What does a test on our own payment data involve?
Send past sign-ups or payments, with a phone number and an email for each. We score them offline, with no integration on your side. Keep your outcomes and grade us blind, or share them and we measure the uplift. Your full report comes back within 5 business days.
Let us prove it. Test us on your data.
Send past applications or transactions. We score them and send back a full report: every score with its reasons, and the uplift for your portfolio.
5 business days to your full report. We commit to it.