Phone Intelligence
One phone number tells you what it is, its red flags and how it has behaved over time. Nothing extra from your customer.
What the number is, and how it behaves across our network, in one call.
Combine it with other Monnai products in one API call
Switch between a trusted and a risky number to see what comes back.
Reads as
No red flags
Next stepApprove
Reads as
3 red flags
Next stepVerify again
The life of the number
The life of the number
Two groups of insights come back with every number.
A number first seen yesterday and used in 14 sign-ups this week reads very differently from one used steadily for six years.
Where most phone checks stop at what a number is today, Phone Intelligence adds its history.
Where a typical phone check stops, and what Phone Intelligence adds.
| Typical phone check | Monnai Phone Intelligence | |
|---|---|---|
| What you learn | What the number is today | What it is, its red flags and how it has behaved over time |
| Answer | A code or a black-box score | Plain red flags, with an optional Risk Score |
| Where it works best | North America and Western Europe | 200+ countries on six continents, local operators included |
| What you send | The number, often plus name and address | The number alone |
The decisions Phone Intelligence helps with most.
Phone Intelligence works on its own, and with these through the same API call.
How a ride-hailing app uses Phone Intelligence.
Phone intelligence tells you what a phone number is, its red flags and how it has behaved over time, from the number alone. Monnai returns insights in plain words. Add Risk Score when you want one number.
Monnai reads the line type and operator, how long the number has existed and how it behaves across our network. A number first seen days ago and used in many sign-ups stands out.
An ownership change means the number moved to a new owner or SIM; an operator move means it changed carrier. Before a password reset or a payout, either can mean the number is no longer your customer’s.
Local operators in 200+ countries on six continents, including virtual operators in key markets. The coverage page shows what is available where.
Line type, operator, porting history and age. With Network Intelligence: first and last seen, how often the number is used, sudden bursts of activity and how many identities share it.
At a ride-hailing app in South Asia and MEA, 92% of riders and drivers were approved instantly, from a phone number alone. To see how it performs on your customers, test it on your own data: your full report comes back within 5 business days.
In a few hundred milliseconds, from the number alone, inside your sign-up, checkout or loan flow. You set the timeout on each request, so the check fits the time your flow allows.
Yes. A number held for years by one person is a strong sign of a real, reachable customer, for credit as much as fraud. Add Risk Score for a credit score from the same call, with its reasons.
A test on your own data in 5 business days, with results measured on production traffic.
