Consumer Risk Intelligence
Consumer risk intelligence from a phone, an email or an IP
How risky is this person? Read the phone, the email, the IP and the identity behind them. Add Risk Score when you want one number.
- 98%of applicants with no legacy credit score got a risk scoreA digital bank · Mexico
- 85%of fraud stopped at sign-upA consumer fintech · North America
- 96%of auto-rejected driver sign-ups were confirmed fraudA ride-hailing platform · South Asia
Six products, one API call
Use one, or any mix, per country. Phone and Email Intelligence include Network Intelligence.
- Phone IntelligenceWhat a number is, its red flags and how it behaves.
- Email IntelligenceWhether an address is real, how old, how it behaves.
- Digital FootprintWhere a phone number or email shows up online.
- IP IntelligenceWhere your customer really connects from.
- Identity EnrichmentShorter forms, and identities that add up.
- Risk ScoreOne score from 0 to 999, with its top reasons.
How Consumer Risk Intelligence works
One call, insights in plain words, and a score only when you ask for one.
- 01
Send what you have
A phone number, an email, an IP address, or all three.
- 02
Each product reads its angle
What the number or address is, how it behaves across our network, where it shows up online.
- 03
Get plain answers
Red flags and good signals for each product. Add Risk Score for one number from 0 to 999, with reasons.
Get answers about Consumer Risk Intelligence
What is consumer risk intelligence?
Consumer risk intelligence tells you how risky a person is from the details you already have: a phone number, an email, an IP address or a name. Monnai returns red flags and good signals in plain words, and Risk Score, from 0 to 999, when you want one number.
Which products are part of Consumer Risk Intelligence?
Six: Phone Intelligence, Email Intelligence, Digital Footprint, IP Intelligence, Identity Enrichment and Risk Score. Use one, or any mix, per country, through one API and one format.
What is Network Intelligence?
Network Intelligence shows how a phone number or an email behaves across Monnai’s network: first and last seen, how often it is used, sudden bursts of activity and how many identities share it. It is included in Phone Intelligence and Email Intelligence.
Does Consumer Risk Intelligence return a score or insights?
Both, as you choose. Phone, email, digital footprint, IP and identity insights come back as red flags and good signals in plain words. Risk Score is the only product that returns a risk score: one number from 0 to 999, higher means riskier, with its top reasons.
Does consumer risk intelligence work for credit as well as fraud?
Yes, the same insights serve both: they tell a genuine customer from a fake one, and a reliable borrower from a risky one. At a North American consumer fintech, 85% of fraud was stopped at sign-up.
Proof before you sign. Test Consumer Risk Intelligence on your own data.
A test on your own data in 5 business days, with results measured on production traffic.