Risk Assessment

Risk Assessment Challenges That Could Threaten Your Security

Account Takeover & Identity Theft

Fraudsters impersonate real users,
leading to account breaches and
stolen funds.

Fake Account Creation

Bot-driven sign-ups and synthetic identities waste your marketing budget and hurt customer acquisition efforts (CAC).

Payment Fraud

Unauthorized transactions and chargeback abuse result in financial losses and compliance risks.

Promo & Referral Abuse

Fraudsters exploit campaigns, causing wasted incentives and reducing your ROI on marketing efforts.

Limited Visibility Into Fraud Trends

Legacy systems fail to detect evolving fraud patterns, making proactively protecting your business difficult.

High False Positives

Rigid rules block legitimate users, leading to lost revenue and poor customer experiences.

Your Complete AI-Driven Risk Assessment System

Our Mission: Detect & Block Fraud Before It Happens - Without Friction for Legitimate Users.

Here’s how Monnai’s AI-driven risk assessment solution works:

Instantly analyze transactions and user behavior to flag suspicious activity before losses occur.

Adaptive AI continuously learns fraud patterns, making your system smarter over time

Analyze signals from billions of transactions across 190+ countries for unparalleled fraud detection accuracy.

Embed fraud detection into your existing workflows, with zero disruption to user experience.

Identify fraudsters through advanced behavior tracking—without requiring additional user input.

Ensure full compliance with global AML, KYC, and fraud prevention regulations
while maintaining privacy and security.

Delivering Measurable Impact Across Credit Risk & Fraud Operations

50% Faster Customer Onboarding

Streamlined verification reduces dropout rates and accelerates time-to-activation

70% Fraud Reduction

Advanced fraud detection signals protect financial services platforms from evolving threats

40% Expansion in Credit Access

Leverage alternate data to confidently onboard underserved customers

40% Increased Approval Rates

Deliver real-time risk scores, enabling precise evaluations of user behavior and transaction patterns for quicker loan disbursals.

Your Fraud Prevention Journey with Monnai

Quickly implement Monnai’s risk
assessment system and scale as your
business and fraud risks grow,
ensuring continuous protection.

Seamless Integration,
Scalable Protection

Already have a risk assessment system?
We’ll enhance it by integrating Monnai’s
AI-powered signals to fill gaps and uncover
hidden threats.

Optimize Existing
Systems

Keep your business growing without the worry of fraud. Monnai’s expertise and seamless integration ensure fraud never holds you back.

Focus on Growth,
We Handle Security

Where We Deploy Our AI-Powered Risk Assessment

Payments & Transactions

Prevent chargebacks, fake transactions, and unauthorized payments in real-time to protect your bottom line.

Onboarding &
KYC Verification

Instantly verify identities and stop synthetic fraud before it affects your customer base.
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Lending &
BNPL Platforms

Accurately assess borrower risk and detect fraudulent loan applications for smarter lending decisions.

E-Commerce & Marketplaces

Prevent fake accounts, bot-driven purchases, and exploitative promo abuse to safeguard your platform's integrity.

Crypto & Web3 Platforms

Detect fraud in high-risk transactions and ensure compliance with dynamic, real-time fraud detection tools.

Challenge: Flip, Indonesia’s top fintech, faced increasing fraud, particularly promo abuse, leading to security risks and operational inefficiencies.

How we did it

Used AI-driven risk scoring to detect fraudulent users.
Integrated alternative data for accurate identity verification.
Optimized onboarding for faster, seamless verification.

2000+

fraudulent applications blocked daily.

98%

pass rate for genuine
users.

Faster Verification

Improved security while
reducing onboarding time.

Testimonials

"The results speak for themselves. By collaborating with Monnai,
we’ve not only improved our fraud detection capabilities but also
enhanced the overall user experience. This balance is critical for
our mission of financial inclusion."

Sourabh Gupta
SVP Product, Flip

"Monnai has been instrumental in enhancing our lending decisions
by providing us with alternative data points about our users.
We have integrated various Monnai solution packages,
which collectively offer a comprehensive dataset to support
our decision-making process."

Ankita Kuila
‍Group Product Manager, NinjaCart

"Monnai is the partner for you if you're looking for an intuitive,
transparent, and speedy experience for your team to
assess risk and approve credit."

Tej Mulgaonkar
Head of Product & Engineering, Drip Capital