Streamline Onboarding.
Prevent Fraud.
Stay RBI-Compliant.

Traditional KYC processes are slow, costly, and vulnerable to fraud. Monnai’s AI- powered Onboarding & KYC Solution automates identity verification, slashes drop-off rates, and blocks synthetic fraud — ensuring compliance while approving more legitimate customers.

Trusted by 50+ Global Financial Institutions & Fintechs

Join global financial institutions and top fintech platforms using Monnai to verify identities with confidence

The Hidden Costs of Outdated KYC Processes

Inefficient Manual Checks

Labor-intensive verification delays approvals
by 3-5 days, frustrating customers.

High Fraud Risk

25% of loan applications involve
synthetic identities or forged documents.

Slow Onboarding

40% drop-off rates due to lengthy, repetitive documentation processes.

Regulatory Complexity

Adapting to RBI’s evolving KYC/AML guidelines
adds operational overhead.

The Onboarding & KYC Challenges You Face - Solved

Instant Digital Identity Verification

Leverage 400+ global data signals (Aadhaar, PAN, telecom behavior, e-KYC) to validate identities in <10 seconds.

AI-Driven Fraud Detection

Flag synthetic IDs, deepfakes, and document tampering using machine learning trained on 1B+ Indian transactions.

RBI-Compliant Workflows

Pre-built templates for RBI’s video KYC, biometric checks, and AML screening—updated in real-time.

Seamless API Integration

Deploy in <1 week with zero disruption to existing systems.

Our Process: How Monnai’s KYC & Onboarding Works

Borrower submits minimal details: PAN, Aadhaar, or phone number.

Collect Data

We cross-check with 1,000+ data sources (govt. databases, telecom, e-commerce).

Identity, Network &
Behavioral Analysis

Approve, flag, or reject applicants based on fraud signals and compliance rules.

Real-Time Risk
Decisioning

Continuously track behavioral patterns to detect post-onboarding risks.

Ongoing Monitoring &
Compliance

Proven Results with Monnai’s KYC & Onboarding Software

70% Faster Onboarding

Reduce verification time from days to seconds.

60% Reduction
in Fraud

Block synthetic IDs and document forgery.

99% Compliance Accuracy

Automatically align with RBI guidelines.

35% Better Customer Activiation

Frictionless processes improve user retention.

Challenge: Sumsub faced increasingly sophisticated fraud tactics, from account takeovers to false identity submissions, complicating its ability to maintain robust yet user-friendly verification processes.

How we solved it

Enhanced Trustworthiness Assessments provided real-time insights into users’ digital footprints,
Seamless API Integration ensuring a smooth transition without disrupting operations.
Localized Insights for Global Expansion enabled Sumsub to adapt verification workflows to regional nuances, enhancing decision-making in new markets.

98% Pass Rate

Improved Verification Success Rate

60%

Reduced Fraud Incidents

1.5X

Improved Verification Volumes

What Indian Leaders Say

"The results speak for themselves. By collaborating with Monnai,
we’ve not only improved our fraud detection capabilities but also
enhanced the overall user experience. This balance is critical for
our mission of financial inclusion."

Sourabh Gupta
SVP Product, Flip

"Monnai has been instrumental in enhancing our lending decisions
by providing us with alternative data points about our users.
We have integrated various Monnai solution packages,
which collectively offer a comprehensive dataset to support
our decision-making process."

Ankita Kuila
‍Group Product Manager, NinjaCart

"Monnai is the partner for you if you're looking for an intuitive,
transparent, and speedy experience for your team to
assess risk and approve credit."

Tej Mulgaonkar
Head of Product & Engineering, Drip Capital

Why Monnai Stands Out from Other
KYC & Onboarding Platforms

Traditional KYC

Slow, Manual Review
‍Manual document checks take days.

High Fraud Risk
Limited fraud intelligence leads to synthetic identity approvals.

Limited Compliance Support
Regulatory gaps can expose businesses to risk.

Monnai’s AI-Powered KYC & Onboarding

Real-Time AI-Powered Verification
Instant, automated identity checks with 99% accuracy.

Advanced Fraud Detection
AI-driven insights prevent fake accounts and identity theft.

Built-In Global Compliance
Seamlessly meets KYC, AML, and data security standards.

Ready to Revolutionize Your KYC Process?

Streamline Onboarding, Stop Fraud, and Stay Compliant

Monnai’s AI-powered KYC & onboarding platform helps fintech and BFSI companies like yours onboard customers faster, safer, and smarter.