Why we built Monnai.
Real people are invisible to legacy data, while fake identities and AI agents act in their name. Monnai specializes in deep data and risk models that tell them apart, in real time.
Founded in 2021 by Pierre Demarche and Ravish Patel.
$20M raised, backed by
Our mission
Make every customer visible, every AI agent known, and every risk obvious.
In every market, for every bank, lender and platform that decides who to trust: people, businesses and the AI agents acting for them.
A system that can’t see people, fakes or AI agents.
Billions of real people are unseen by old data, AI makes fakes cheaper to create, and AI agents act for more and more customers.
No bank account
1.3B
adults have no bank account, so no record anywhere.
Identity gap
900M
of the people with no bank account own a mobile phone: an identity nobody was reading.
Generative AI
$40B
in US fraud losses generative AI could enable by 2027, up from $12.3B in 2023.
The fraud bill
$4.41
is what every $1 lost to fraud really costs North America’s financial institutions.
Bots
51%
of all web traffic came from bots in 2024, more than from people.
Agentic commerce
Up to $1T
in US retail revenue that AI agents could orchestrate by 2030.
Global coverage, local risk models.
Trusted by 2 of the world’s largest neobanks, 2 leading super apps and 2 global remittance leaders.
- 5B+consumer identities
- 100M+businesses
- 200+countries covered
- 5regions with live customers
Careers at Monnai: dive into the future with us.
We’re growing our team, and looking for exceptional people to help power AI-driven decisions across the globe.
Business Development
- Senior Account Executive BrazilSão Paulo, Brazil (opens the job page in a new tab)
- Senior Account Executive North AmericaNorth America (opens the job page in a new tab)
- Senior Account Executive MEAMiddle East & Africa (opens the job page in a new tab)
- Senior Account Executive EuropeEurope (opens the job page in a new tab)
- Senior Account Executive APACAsia-Pacific (opens the job page in a new tab)